Abstract
This article explores the current mechanisms for determining the value of silver and gold coins in the commercial banks of Uzbekistan. With the growing interest in investing in precious metals among the population and entrepreneurs, the question of accurate and transparent asset valuation becomes increasingly relevant. Existing shortcomings in the evaluation processes are examined, and paths to improvement are proposed based on international practices. The article also delineates ten key areas for enhancement that can be adopted to increase the accuracy and reliability of valuations.